Offer the fastest, most convenient payments

Accept bank account-based payments and withdrawals using Interac® or Instant Bank Transfer on your company’s app or website.

About us

Our products

We offer the two leading bank-account-based solutions

Interac logo

An industry-leading Interac experience with two ways to pay: via Online Banking or Interac e‑Transfer®

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Instant Bank Transfer logo

Instant Bank Transfer is the industry’s proven bank-account-based payment solution in North America.

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Why businesses choose PayDirect™

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Superior Conversion

We offer 100% coverage of Canadian bank accounts and consistently deliver high conversion rates

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Proven User Experience

Our simple designs and intuitive experiences reduce friction in the payment process

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Upgrade from cards

We address shortcomings of card declines by letting customers pay directly from their bank account

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Complete protection

Interac transactions are real-time and irrevocable, and Instant Bank Transfer has built-in identity verification

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Proud to offer Interac

PayDirect is a licensed provider of payments through Interac, one of the most trusted financial service brands in Canada for over 35 years. Payments made through Interac are good funds, processed within seconds, and available 24/7/365.

Simple integration

Our dedicated integration team works 1:1 with you to accept bank-account-based payments. Our APIs and supporting technical documentation are available online through our merchant portal.

Information is safe with us

We are proud to offer the highest standards of safety and privacy of data. We meet the ongoing information security standards required by the American Institute of CPAs to achieve SOC 2 Type 2 compliance.

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Integration and technical support

PayDirect has a dedicated Merchant Success Team that supports each integration, in both EDT & CET time zones. We also offer 24/7 technical support.

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Account management and growth

Each merchant is assigned a dedicated account manager. We work with you to grow your business and achieve your long-term goals.

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Protecting you and your customers

We’re audited annually by a top-tier third-party firm and use best-in-class risk management systems. We work tirelessly to minimize fraud while maximizing conversion.